Not A Loan Disclosure

Last Updated: 01/01/26

BoostWallet provides business-purpose funding only.
BoostWallet does not offer personal loans, consumer loans, payday loans, or credit products.

Please read this disclosure carefully.

1. BoostWallet Does Not Provide Loans

BoostWallet does not lend money and does not extend consumer credit.

Any funds provided through BoostWallet are structured as commercial transactions, including the purchase of future business receivables or other business-purpose arrangements. These transactions are not loans and do not involve interest or APR.

2. No Interest, No APR

Because BoostWallet does not provide loans:

  • There is no interest rate

  • There is no APR

  • There are no finance charges

  • There are no late fees or penalties

Any amount delivered to BoostWallet is based on business activity, not time.

3. Business Purpose Only

BoostWallet’s services are available only to individuals operating as:

  • Independent contractors

  • Sole proprietors

  • Small business operators

All funds must be used solely for business purposes, such as operating expenses, working capital, or costs related to independent contractor activity.

Funds may not be used for personal, family, or household purposes.

4. No Fixed Repayment Schedule

There is no fixed repayment schedule, maturity date, or guaranteed delivery timeline.

Amounts delivered to BoostWallet depend entirely on the user’s actual business receipts and performance. If business activity slows, delivery slows accordingly.

5. Not Consumer Credit

BoostWallet’s services are not consumer credit and are not subject to consumer lending laws, including payday-loan or personal-loan regulations.

BoostWallet does not provide services to W-2 employees or consumers seeking personal credit.

6. Independent Contractor Status

Users of BoostWallet certify that they operate as independent contractors or sole proprietors, even if they use a bank account in their personal name. Such accounts may function as business operating accounts when receiving business income.

7. No Guarantee of Funding

Submitting an application or information does not guarantee approval or funding. BoostWallet reserves the right to approve, deny, or modify any request at its discretion.

8. Seek Independent Advice

BoostWallet does not provide legal, tax, or financial advice. Users should consult their own advisors before entering any transaction.

9. Questions

If you have questions about this disclosure, please contact:

Email: support@boostwallet.com
Company: Boost Wallet LLC